Comprehensive List of All Banks and NBFCs Offering Personal Loans in India

Personal loans in India are offered by a wide variety of banks and Non-Banking Financial Companies (NBFCs), ranging from large nationalized banks to smaller fintech lenders. The availability of these loans is designed to cater to the diverse needs of borrowers, such as medical emergencies, education, wedding expenses, home renovations, or debt consolidation. Below is a comprehensive list of major banks and NBFCs that offer personal loans in India, along with their helpline numbers, websites, and key details.

1. Public Sector Banks (PSBs)

These banks are owned and operated by the Indian government, offering personal loans with competitive interest rates and various flexible repayment terms.

State Bank of India (SBI): https://www.sbi.co.in | Helpline Number: 1800 11 2211 (Toll-Free)

Bank of Baroda (BoB): https://www.bankofbaroda.in | Helpline Number: 1800 102 4455

Punjab National Bank (PNB): https://www.pnbindia.in | Helpline Number: 1800 180 2222

Canara Bank: https://www.canarabank.com | Helpline Number: 1800 425 0018

Union Bank of India: https://www.unionbankofindia.co.in | Helpline Number: 1800 208 2244

Bank of India (BoI): https://www.bankofindia.co.in | Helpline Number: 1800 220 229

Indian Bank: https://www.indianbank.in | Helpline Number: 1800 425 00 000

2. Private Sector Banks

HDFC Bank: https://www.hdfcbank.com | Helpline Number: 022 6160 6161

ICICI Bank: https://www.icicibank.com | Helpline Number: 1860 120 6666

Axis Bank: https://www.axisbank.com | Helpline Number: 1860 419 5555

Kotak Mahindra Bank: https://www.kotak.com | Helpline Number: 1860 266 2666

Yes Bank: https://www.yesbank.in | Helpline Number: 1800 1200 120

IndusInd Bank: https://www.indusind.com | Helpline Number: 1860 500 5004

IDFC FIRST Bank: https://www.idfcfirstbank.com | Helpline Number: 1860 500 001

RBL Bank: https://www.rblbank.com | Helpline Number: 1800 121 9050

3. Non-Banking Financial Companies (NBFCs)

Bajaj Finserv: https://www.bajajfinserv.in | Helpline Number:08698010101

Tata Capital: https://www.tatacapital.com | Helpline Number:1860 267 6060

Aditya Birla Finance: https://www.adityabirlafinance.com | Helpline Number:1800 270 7000

Fullerton India: https://www.fullertonindia.com | Helpline Number:1800 103 6001

Muthoot Finance: https://www.muthootfinance.com | Helpline Number:1800 102 1616

Piramal Capital: https://www.piramalcapital.com | Helpline Number:022 6140 9100

Indiabulls Consumer Finance: https://www.indiabulls.com | Helpline Number:1860 419 0300

Mahindra Finance: https://www.mahindrafinance.com | Helpline Number:1800 209 6006

L&T Finance: https://www.ltfs.com | Helpline Number:1860 500 5577

Shriram City Union Finance: https://www.shriramcity.in | Helpline Number:1800 103 0808

4. Digital Lending Platforms

MoneyTap:https://www.moneytap.com | Helpline Number:08069220222

CASHe:https://www.cashe.co.in | Helpline Number:02268212111

EarlySalary:https://www.earlysalary.com | Helpline Number:02067314444

KreditBee:https://www.kreditbee.in | Helpline Number:08069226111

Zype:https://www.zype.in | Helpline Number:01149898989

PREFER:https://prefer.co.in | Helpline Number:02242131130

Finbox:https://finbox.in | Helpline Number:08010101010

How to Reach Customer Care Effectively

Keep Your Details Handy - Have your personal information ready when you call.

Use IVR Options Wisely - Follow the prompts carefully to reach the right department.

Escalate If Needed - Ask to speak to a senior executive if your issue isn’t resolved.

Use Online Portals - Most banks offer support via their websites and apps.

Pro Tips for Credit Card Safety

Monitor Your Transactions Regularly.

Enable Alerts for Transactions and Due Dates.

Avoid Sharing Your CVV or PIN with Anyone.

Update Your Contact Information with the Bank.

Report Issues Promptly to Block Your Card.

Frequently Asked Questions (FAQs)

Can I reach customer care on holidays?

Yes, most banks offer customer care support on holidays.

Are calls to customer care numbers free?

Many banks provide toll-free numbers; however some may incur charges.

Can I block my credit card via SMS?

Yes, several banks allow you to block your card through SMS.

What should I do if my issue isn’t resolved?

If unresolved, escalate it to the grievance officer.

Conclusion

Whether you are looking for personal loans from large nationalized banks, private banks, or alternative lenders like NBFCs and digital platforms, there are numerous options available to suit various financial needs. Each institution has its own set of terms, eligibility criteria, interest rates, and loan repayment schedules, so it's important to research and compare them before applying.

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